Biku Furniture & Homewares Finance Options
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Discover Style & Elegance with Our Free Personal Shopping Service - Click Here to Begin Your Journey!
Discover Style & Elegance with Our Free Personal Shopping Service - Click Here to Begin Your Journey!

Finance options


With Humm 90, there's no need to wait to purchase that fabulous piece of furniture that you have your eye on.

Humm 90 is a secure, transparent and convenient finance option allowing you to buy today and make your payments over time, interest free*!


Apply online here by clicking here (or come in store and we will help you get set up)
You will need to be:
- Over 18 Years Of Age
- An Australian Resident
- Earning over $25,000 full time


Receive your 4 digit code via SMS (Text Message)
Once you have submitted your application Humm90 will send you a text message with important information to get you to the next step.


Time to make your purchase at our online store or in-store
This is the fun part and simply requires you to enter a second 4 digit code sent to you as a text message.


Enjoy your purchase and welcome pack!
You will receive a welcome pack with your card within 10 days and a statement showing the minimum payment and due date.

To take advantage of the exclusive humm90 interest free offer, simply shop at Biku Furniture and Homewares and ask to buy with humm90. Then pay off your purchase with interest free monthly instalments. It’s easy!

Terms and conditions apply*
*Approved applicants only. Fees, terms, conditions & minimum finance amount $1100 apply, incl. $99 Annual Fee charged at the time the first debit is charged to your humm90 Mastercard Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Mastercard Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Mastercard Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at humm90 Mastercard retail partners. Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.